Buying Home Stages – Pinnacle Financial Solutions

Gants Hill

578 Cranbrook Road ǀ Gants Hill ǀ Essex ǀ IG2 6RF

020 8590 1818

Mon - Fri: 9am to 5pm

We're here to help you

What are the main stages in buying a property?

Here are the major milestones in the house buying process:

Contact your adviser to discuss your plans

With your adviser, work out how much you can afford

Draw up a budget to cover legal costs, surveys and mortgage fees

Make your application and get a mortgage agreed in principle

Start looking for a property you can afford

Make an offer

Expect your lender to arrange a mortgage valuation on the property

Appoint a solicitor or conveyancer who will start the searches and legal work

Arrange a survey, in Scotland review the Home Report and arrange a survey if necessary

Finalise your offer and agree your formal mortgage offer

Arrange to get your deposit to your solicitor

Exchange contracts (England and Wales) or agree the contract (Scotland)

Arrange buildings insurance to start from date of exchange of contracts

Arrange completion and pay stamp duty if applicable

Move in

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Get Started

Pinnacle Financial Solutions

Address:

578 Cranbrook Road,
Gants Hill ǀ Ilford ǀ Essex
IG2 6RF

Phone: 020 8590 1818

9am to 5pm Opening Hours

Open: Mon - Fri: 9am to 5pm

We're here to help you

REGULATORY STATEMENTS

Pinnacle Financial Solutions is a trading name of Pinnacle FS Ltd who is authorised and regulated by the Financial Conduct Authority. Our Financial Services Number is 552247. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register

Pinnacle FS Ltd is a company registered in England and Wales with registration number: 07503661,

578 Cranbrook Road ǀ Gants Hill ǀ Ilford ǀ Essex ǀ IG2 6RF

WARNINGS

The Financial Conduct Authority do not regulate Bridging / Commercial loans and certain types of Buy to Let Mortgage and some investment mortgage contracts.

Your Home is at risk if you do not keep up repayments on your mortgage or any other loan secured on it.

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